Keep updated with the latest news and articles
for medical professionals…

Thoughts
February 11, 2021

Doctors’ tax charge ‘remedy’ confirmed

Doctors forced to move to the 2015 NHS Pension Scheme have been told they will not need to decide which set of compensation benefits they wish to receive until their…
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Thoughts
February 11, 2021

Pensions flexibility ruled out

The government has finally concluded its ‘pensions flexibility’ consultation from 2019 but unfortunately ruled that…
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Thoughts
February 11, 2021

Bitcoins and bandwagons – and the difference between gambling and investing

In the past few months, it might appear – at least to some – that making money in markets is easy – just buy Tesla or Bitcoin and you are…
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Thoughts
February 11, 2021

How to claim your 2019/2020 tax rebate

At the end of 2019, the government agreed to cover the annual allowance tax charges…
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Thoughts
September 9, 2020

Doctors to be compensated for pensions discrimination – what does the consultation mean?

Doctors who moved to the 2015 NHS Pension Scheme will be compensated under new proposals to remove the age discrimination judged to have arisen by the Court of Appeal. When…
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Thoughts
September 9, 2020

New rules relaxing pensions tax could still mean harsh bills

Despite the easing of pensions savings tax rules earlier this year, some doctors may mistakenly…
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Thoughts
September 9, 2020

Deadline to pay pension tax charges extended once more

Doctors facing large tax bills caused by breaching strict annual pension savings limits in 2018/19…
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Thoughts
September 9, 2020

What is the impact of the Big Five on the long-term investor?

Investors love good stories. In recent years, many of these stories have centred around innovations…
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Thoughts
December 4, 2019

NHS to pay doctors’ pension tax

Doctors caught out by changes to pension contribution limits will have their tax paid for them by the NHS – for the current tax year only. The emergency measure will…
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Thoughts
December 4, 2019

Record treasury tax yield from pension savers

Doctors are among thousands of pension savers who have generated record payments to the taxman…
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Thoughts
December 4, 2019

Taking a pragmatic approach will lead to a better investment experience

Persistently skilled fund managers are a very rare commodity, difficult to identify in advance and…
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Thoughts
September 17, 2019

Flexible NHS pensions? How to manage the complexity ahead

When the tapered annual allowance was introduced in 2016 we knew that it would significantly affect the tax position of every middle to senior consultant in the NHS. This year…
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Thoughts
September 17, 2019

Timing isn’t everything. Why political dramas are not a basis for investment success

Over the course of a summer, it is not unusual for the stock market to…
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News
May 12, 2019

Should I quit the NHS pension scheme?

The recent media storm over pensions taxation and in particular, the tapered annual allowance, has led to confusion over the best course of action to take. This will vary for…
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Thoughts
May 12, 2019

Do you understand the ‘taper’?

Doctors falling foul of harsh pension savings limits are facing average tax bills of £29,635…
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News
May 12, 2019

Costs really do matter – why high charges can impact your investment returns

Human beings are poorly wired to be good investors. We have many deep-seated biases and…
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News
October 9, 2018

Have you requested your annual statement from the NHS?

Now is the time to actively request your pension statement from the NHS Pensions Agency if you have not already received it. The ‘annual allowance’ limits the amount of tax-free…
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News
October 9, 2018

Are you set to add to the taxman’s record yield?

The HMRC tax revenue from individuals breaching limits on yearly pensions’ savings has been announced…
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