Keep updated with the latest news and articles
for medical professionals…

Thoughts
September 17, 2019

Flexible NHS pensions? How to manage the complexity ahead

When the tapered annual allowance was introduced in 2016 we knew that it would significantly affect the tax position of every middle to senior consultant in the NHS. This year…
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Thoughts
September 17, 2019

Timing isn’t everything. Why political dramas are not a basis for investment success

Over the course of a summer, it is not unusual for the stock market to…
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News
May 12, 2019

Should I quit the NHS pension scheme?

The recent media storm over pensions taxation and in particular, the tapered annual allowance, has led to confusion over the best course of action to take. This will vary for…
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Thoughts
May 12, 2019

Do you understand the ‘taper’?

Doctors falling foul of harsh pension savings limits are facing average tax bills of £29,635…
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News
May 12, 2019

Costs really do matter – why high charges can impact your investment returns

Human beings are poorly wired to be good investors. We have many deep-seated biases and…
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News
October 9, 2018

Have you requested your annual statement from the NHS?

Now is the time to actively request your pension statement from the NHS Pensions Agency if you have not already received it. The ‘annual allowance’ limits the amount of tax-free…
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News
October 9, 2018

Are you set to add to the taxman’s record yield?

The HMRC tax revenue from individuals breaching limits on yearly pensions’ savings has been announced…
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Thoughts
May 11, 2018

How can you survive inevitable market falls?

Investors have experienced very strong investment markets since the Credit Crisis a decade ago. Some may have forgotten, or never experienced, the pain – and even fear – that such…
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News
May 10, 2018

Will the NHS pension pay your tax charge?

If you owe tax on your on your pension contributions caused by breaching harsh new…
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Thoughts
April 20, 2018

Look away from the screen

As doctors we might prescribe a healthy dose of TLC to cure all kinds of ills but too much attention in other areas is not always advantageous. Take houseplants, for…
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News
February 19, 2018

Guest Blog: Conducting the Doctors’ Orchestra

Vascular surgeon Stephen Brearley has doubled as an amateur musician since childhood, playing the violin and piano and later conducting both in Cambridge and at the Middlesex Hospital, where he…
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