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• March 25, 2014

  ‘The exercise of pay restraint’

  The government’s recent announcement of a below-inflation pay rise for some NHS staff has received widespread criticism from employees, unions and industry leaders…

• March 25, 2014

  New 2015 NHS pension scheme

  Further information on the new NHS pension scheme running from April 2015 has been released. No longer based on final-salary, the new pension…

• March 25, 2014

  Consultant contract negotiations continue

  Potential changes to the current consultants’ contract are still being debated between the government and the BMA with a major focus on pay…

• February 6, 2014

  Have you checked the value of your pension? Warning: HMRC may value it higher

  Many doctors do not believe their total pension savings could reach the new lower lifetime allowance figure of £1.25million. However, many senior doctors…

• February 6, 2014

  Don’t let your finances become a horror story…

  Does your accountant or financial adviser really understand the NHS pension scheme? One of the biggest challenges we face is helping doctors who come…

• February 6, 2014

  Stop. Do you have the right pension protection in place?

  Every time the government has reduced the Lifetime Allowance, a transitional ‘protection scheme’ has been introduced to sweeten the pill. There is no…

• February 6, 2014

  Personal pension fund or SIPP over £200,000? It’s now or never…

  The pension ‘lifetime allowance’ (LTA) will drop to £1.25million on 6 April. Many doctors do not realise they could be affected because of…

• October 1, 2013

  Life beyond medicine – why volunteering could inspire your retirement

  For many doctors, looking forward to retirement is a welcome incentive when faced with long hours, pay freezes, red tape, contractual changes and…