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• September 12, 2014

  What are the pitfalls to look out for when drawing your private pension?

  In his Big Bang Budget, the chancellor George Osborne announced new measures coming into force next year that will give greater flexibility to…

• September 12, 2014

  Received an annual allowance letter from NHS Pensions? What you need to do now…

  Some doctors have received letters from the NHS Pensions Agency detailing their annual pension savings for the tax year 2013/14. Many may be…

• July 21, 2014

  The Super-ISA is here – what could it mean for you?

  The new ISA (NISA) has arrived allowing individuals to save £15,000 tax-free every year. For senior doctors wary of triggering harsh tax penalties…

• July 21, 2014

  Applying for new HMRC pension protection? Your NHS pension valuation is available now

  Individual Protection 2014 (IP14) can be used to restore a consultant’s personal lifetime allowance to the value of his/her pensions benefits on 5…

• July 21, 2014

  Worrying about interest rates? Having a flexible approach to bonds removes the concern

  People love to speculate about when interest rates will rise, but no one has the faintest idea when they will change here or…

• May 20, 2014

  Opting out or retiring? Protect your lump sum rights

  Collecting your pension lump sum upon retirement is seen as the worthy reward for a long, high-pressure career but some doctors make hasty…

• May 20, 2014

  The new Super-ISA – why disciplined saving is a good habit to adopt

  Thanks to the new ISA rules which come into force in July, it should be possible for far more people to achieve a…

• May 20, 2014

  CEAs finally announced – what are the consequences for your pension?

  The 2013 round of CEAs (Clinical Excellence Awards) has finally been announced. The awards – which will now be backdated to April 2013…

• March 25, 2014

  What does the Budget mean for doctors’ savings?

  George Osborne’s Budget statement announced some of the biggest changes to pension savings for a generation. The chancellor pledged complete access to private…